All E-Bikes are insurable with the exception of the following which are not insurable:

  1. E-bikes that are used for professional or commercial purposes (e.g. bicycle messenger, delivery service)
  2. self-built, velomobile, and fully-faired E-Bikes,
  3. E-Bikes for which insurance or a driver’s licence is compulsory,
  4. E-Bikes incl. lock with a dealer selling price/insurance value exceeding 10,000 € (incl. value-added tax),
  5. E-Bikes that are older than 12 months when the contract is concluded (calculated from the time of purchase of the brand-new bike by the first owner)